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Creative Finance

Wrap Mortgages in Florida — How They Work for Sellers

Bryce explains wrap mortgages — an advanced seller-finance structure where a new loan "wraps around" the existing mortgage — and when it's the right tool.

What This Video Covers

A wrap mortgage (or all-inclusive trust deed) is a form of seller financing where the seller creates a new loan to the buyer that includes the existing underlying mortgage. The seller continues paying their original loan while collecting a higher payment from the buyer. This video covers how wraps work, the spread between rates, and when this structure is legally sound and financially beneficial in Florida.

Related Resources

Wrap Mortgage Guide Seller Financing Explained Take Over House Payments ← Back to Learn Center

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